Bank of India Credit Officer Recruitment 2025 – 514 Vacancies

Pan India Posted Last verified

Quick Info

Vacancies
Vacancies: 514
Employment Type
Employment Type: Full Time
Pay Scale
Pay Scale: ₹64,820 - ₹120,940 per month
Qualification
Qualification: Degree (Graduation) in any discipline with minimum 60% marks (55% for reserved categories) AND MBA/PGDBM in Banking/Finance or CA/ICWA/CFA certification
Experience Required
Experience Required: Minimum 3 to 8 years experience required depending on the post scale
Age Limit
Age Limit: Between 25 to 40 years
Application Mode
Application Mode: Online
Deadline
Deadline:

Bank of India is recruiting 514 Credit Officers across MMGS-II, III, and IV scales under the General Banking Officer stream. This is a significant opportunity for experienced banking and finance professionals to join a leading Public Sector Bank with excellent career progression and benefits. Candidates ready to serve anywhere in India are eligible to apply online.

  • Offers a stable career in a premier Public Sector Bank with a defined promotion policy.
  • Includes attractive salary packages ranging from Scale II to Scale IV.
  • Provides exposure to MSME, commercial credit, and project finance sectors.
  • Excellent opportunity for experienced officers to advance to senior management roles.
Notification Job Expired

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Additional Salary Information

Middle Management Grade Scale-II, III and Senior Management Grade Scale-IV; Allowances include DA, HRA, CCA, Medical, and LFC as per rules

Important Dates

Notification Date 2025-11-01
Application Start Date 2025-12-20
Last Date to Apply 2026-01-05
Relevant Date for Eligibility 2025-11-01
Exam Date To be announced

Selection Process

Online Examination (English, Reasoning, Quantitative Aptitude, Professional Knowledge)
Personal Interview (Candidates shortlisted based on online test performance)

Application Fees

General / EWS / OBC: Rs. 850/- (Application Fee + Intimation Charges)
SC / ST / PwBD: Rs. 175/- (Intimation Charges Only)
Payment Mode: Online only

Reservation

Reservation for SC, ST, OBC, EWS, and PwBD candidates is applicable as per Government of India guidelines.

How to Apply

  • Step 1: Visit the official website bankofindia.bank.in and navigate to the 'Career' section.
  • Step 2: Click on the link for 'Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01'.
  • Step 3: Register using your Name, Contact details, and Email-ID to generate a Provisional Registration Number.
  • Step 4: Log in to fill out the application form carefully and upload the required documents (Photo, Signature, Thumb Impression, Declaration).
  • Step 5: Pay the application fee online and submit the final form before 2026-01-05.

Frequently Asked Questions

No, freshers are not eligible. The recruitment requires a minimum of 3 years of post-qualification experience for Scale II, 5 years for Scale III, and 8 years for Scale IV in relevant credit/banking areas.

Selection involves an Online Examination followed by a Personal Interview. The online test covers English (Qualifying), Reasoning, Quantitative Aptitude, and Professional Knowledge. Final selection is based on combined scores of the test and interview (70:30 weightage).

Yes, selected candidates must deposit a security amount refundable after 3 years of satisfactory service: Rs. 2 Lakhs for Scale II officers and Rs. 3 Lakhs for Scale III & IV officers.